Program details
Reward and payouts
The exact commission rates, settlement timing, and payout conditions of the affiliate program.
Commission rate
Starting from your invitee's first payment date, every payment over the next 12 months earns the rate below. The rate steps down each quarter.
Quarterly reward %
Q1
40%
Q2
30%
Q3
20%
Q4
10%
| Period | Rate (of gross payment) |
|---|---|
| 0–3 months (Q1) | 40% |
| 3–6 months (Q2) | 30% |
| 6–9 months (Q3) | 20% |
| 9–12 months (Q4) | 10% |
| After 12 months | 0% (ended) |
Earnings example
Assume your invitee pays $50 every month and stays for a full year:
Q1 (0–3 months)$50 × 40% × 3 months = $60
Q2 (3–6 months)$50 × 30% × 3 months = $45
Q3 (6–9 months)$50 × 20% × 3 months = $30
Q4 (9–12 months)$50 × 10% × 3 months = $15
1-year total$150
Actual amounts depend on your invitee's real payments. The numbers above are an illustration only.
Payout conditions
- 14-day hold — Each commission becomes withdrawable 14 days after the underlying payment (refund/cancellation safety margin).
- Minimum payout $20 — Your withdrawable balance must reach $20 before you can request a payout.
- Payment partner — Payouts are processed via Cosmopayment. You'll need to provide your country, tax info, and a payment account.
- Refunds & chargebacks — If your invitee gets a refund or charges back, the corresponding commission is reversed from your unpaid balance.
Abuse policy
The following will void your commissions, freeze your account, and may trigger damages claims if detected:
- · Referring yourself or accounts you control
- · Driving fake sign-ups via bots, macros, or paid traffic
- · Promising improper incentives (cashback, etc.) to invitees
- · Impersonating MyCREAM or our company, or appearing as an official channel
See the full list of prohibited behavior in the affiliate terms.